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商业银行对中小企业惜贷问题探讨

摘要:在宏观经济形势复杂多变的背景下,金融机构的信贷行为日趋谨慎。中国的商业银行但商业银行对中小企业存在惜贷现象。文章深刻剖析了商业银行对中小企业惜贷的原因,并提出了解决我国商业银行对中小企业惜贷问题的建议。

Abstract:Under the macro economic situation complicated and diversified background, financial organ's credit behavior is day by day discrete. China's Commercial bank but Commercial bank pities the loan phenomenon to the small and medium-sized enterprise existence. The article analyzed the Commercial bank to pity the loan profoundly to the small and medium-sized enterprise the reason, and proposed solved our country Commercial bank to pity the loan question to the small and medium-sized enterprise the suggestion.

关键词:商业银行中小企业惜贷

Key words:Commercial bank; Small and medium-sized enterprise; Pities loans

作者简介:谈红(1967-),女,江苏南京人,本科,经济师,研究方向为金融经济。(剩余3184字)

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